Intelligent solution for streamlined automation of loan servicing and tracking
Faster and easier lending analysis. CreditStudio enables more efficient control of credit risk and allows for cutting the time needed to underwrite loans. CreditStudio allows businesses to manage existing clients and optimize lending through loan simulations.
Key Benefits
Achieve top performance for all loan products and customer segments.
Credit Risk Manager ©
CreditStudio is a robust credit risk management system that facilitates storage, retrieval, loan portfolio data analysis, and the compilation of risk and profitability reports.
Research & Financial Model
CreditStudio provides access to financial models that developed academics and seasoned practitioners.
Key Performance Indicators
We track KPIs which will help businesses track and manage loan officers and make responsive strategic decisions.
Capital Management
CreditStudio provides required loan level capital reserve calculations which can be aggregated for capital adequacy regulatory requirements.
Regulatory Reporting & Compliance
Our system ensures compliance with regulatory and accounting standards such as IFRS 9 and CECL. Stores credit documents such as contracts, security pledges, compliance and audit reviews making it easy to access and proactively manage credit portfolios.
Portfolio Management
CreditStudio enables businesses understand the bank's current position and monitor and analyse loan performance. By using data and risk analytics, CreditStudio provides insights into end-to-end credit risk management.
Risk-Based Loan Pricing
CreditStudio loan pricing engine allows one to price loans on a risk adjusted basis compliance with accounting requirements. This ensures that one to make informed risk decisions.
Credit Scoring
Models
Empower Your Lending Strategy with optimized Credit Scoring Models: Assessing Counterparty Creditworthiness Pre-Approval for Informed Decision-Making, to open doors to new opportunities for strategic growth in your portfolio.
How Does CreditStudio Work?
We combine software expertise with custom development services to build unique lending management platforms for small and medium financial institutions.
Service-as-a-Software (SaaS) that solves problems
Small financial institutions may use the Basic package to see immediate efficiencies in the loan management operations as well as improved stakeholder satisfaction.
Medium to large financial institutions may choose to use the Enterprise package in order to cater for their specific needs with multiple integrations and different frameworks.
Works as a prototype, or
Fully-scalable software
Fits local and regional markets
Facilitates compliance
Automates operations
Saves time & reduces costs
