CA Credit Report Repair: Where can I obtain a form letter to send to creditors?
Where can I find a legal form letter to send to creditors on my credit report to dispute and/or request them to remove themselves from my credit report?
My ex-husband’s credit items are showing up on my credit report, so I’d like to begin working on getthing that stuff off.
Ahh… I can do this online? That is awesome! I will find that and do it.
And, no, these are not my accounts at all, so I’m not on any of them that I’m trying to get removed.
Oh Goodness! Let’s hope it doesn’t go down THAT road! I think these are things that happended while we were in separation and legally married while waiting-out the 6-month divorce period.
I’m unsure how the Community Property stuff works or if that still makes them MY debts or not.
You are doing this the hard way. Just dispute the information online with the credit reporting agencies and let THEM do the work. However, if you name is on these accounts as joint credit, they cannot and will not remove them from your credit. Not even the creditors themselves will do that. However, if these are recent postings on your credit, THEN your ex might be using your identity to obtain credit. If that is happening, you pretty much must press charges against him or else it will appear that you are complacent with his activities.
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